Your Living Budget, Always Yours.

Every MoneyMinder subscription starts with a 30-day free trial of the full edition — no credit card required. If you don't subscribe by the end of your trial, your account rolls into MoneyMinder Free automatically. You keep working with the budget you built during the trial.

MoneyMinder Free includes the core budgeting tools: starter templates for your group type, a custom chart of accounts, multiple user access, secure cloud storage, and Excel export. It's a real budgeting tool built for volunteer treasurers of small nonprofits.

No. MoneyMinder Free is a budgeting tool — it doesn't include a bank register or transaction tracking. To record and reconcile transactions against your budget, you'll need a MoneyMinder subscription at $299/year.

No. MoneyMinder Store — which gives you access to the features and benefits of Cheddar Up Teams Edition for free — is only available to paying subscribers of MoneyMinder. 

Only paid MoneyMinder subscribers can take advantage of the tax forms e-filing benefits of MoneyMinder by filing a 990-N for free or a 990-EZ for $99 per filing. 

MoneyMinder Free is a budgeting tool only. If you need to track actual transactions, run a bank register, reconcile accounts, produce budget-vs-actuals reports, file tax forms, accept payments, or process reimbursements, you'll want a MoneyMinder subscription at $299/year. What-if forecasting is also part of the paid edition.

Yes. You can add your co-treasurer, president, and other board members to the same budget, so everyone works from the same numbers. Multiple users are included in Free at no additional cost.

Support is included with a MoneyMinder subscription, not with Free.

The blogs, help center and guides are available to everyone — you'll find answers to most common questions there.

Yes. Every MoneyMinder account — Free or Full — is stored securely in the cloud with the same infrastructure and encryption. Your budget doesn't live on one person's laptop or in a shared spreadsheet, so nothing is lost when the treasurer changes or a device fails.